Compare
How Panorama compares — from their own pages, dated.
Every claim about another product below comes from that company's own pricing or help pages, on the date shown. “Not documented” means we could not find it there — not that it cannot be done.
| My Financial Panorama | Monarch | YNAB | Copilot | Simplifi | |
|---|---|---|---|---|---|
| Price, per month | $5, or $8 Premium (per person; viewers free) | $14.99 (or $99.99 a year) | $14.99 (or $109 a year) | $13 | $3.99 billed yearly, first year ($6.99 regular) |
| A second person | Their own login; a viewer is free | Their own login, free | Up to six people share | One shared login | Not documented |
| Hide an account from a partner | Yes — per account and per person | No: “You cannot hide bank accounts or transactions in Monarch.” | Not documented | Not documented | No per-account hiding |
| Works out whose paycheck a deposit is | Yes (Premium) | Not documented | Not documented | Not documented | Not documented |
| Settle up between partners | Yes, on bank-linked rows (Premium) | Not documented | Sends you to Splitwise | Not documented | Not documented |
Sources:
- monarch.com/pricing and help.monarch.com article 20926382202004 (“Monarch for Couples and Households”), read 8 Oct 2026
- ynab.com/pricing, read 8 Oct 2026; support.ynab.com “YNAB Together” and “Splitwise and YNAB”, read 7 Oct 2026
- help.copilot.money article 4523792, read 7 Oct 2026
- quicken.com/products/simplifi, read 8 Oct 2026; Simplifi support article 6443103, read 7 Oct 2026
Coming from Mint?
Panorama reads the same banks and imports the files Mint exported. It does one thing Mint never did: shows you what is safe to spend before payday, traced to the statement.
Coming from a spreadsheet?
Keep your rigour, lose the typing. Every figure is checked against the bank, and you can export a plain double-entry journal whenever you want.
Coming from YNAB?
Panorama is not envelope budgeting. It tells you what is safe to spend from what is actually there and actually due — no categories to fund first.
Try it on your own money.
Thirty days free when your account opens, no card.